Wrong to claim crop insurance scheme benefiting private insurers, says govt

New Delhi: In a rebuttal to independent assessments which showed that the Prime Minister’s flagship crop insurance scheme is aiding private insurers to rake in large profits, the government has said that the allegations are not only wrong but also preposterous.

“The scheme was implemented in the first year (2016) through 16 empaneled insurance companies including five govt. companies and premium rates were settled by state governments through a transparent bidding procedure and obviously the lowest bid won the award,” the Centre said in a statement late on Sunday evening.

States are free to set up their own insurance companies, it added.

The rebuttal by the Centre is seemingly a response to an assessment by Delhi based think-tank Centre for Science and Environment (CSE) which on Friday said that high actuarial premium rates (borne by Centre and states) under the Pradhan Mantri Fasal Bima Yojana helped insurance companies earn “massive profits” during the 2016-17 crop year. Read more

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